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Selling Your Home?
Buying Your Home?
Why Choose Bev
Contact Bev
Go to Bev's Home Page
Now is a great time to buy a home and Bev can help you locate the perfect home for you. Below are some of the services that Bev provides for home buyers.
Initial
Interview
This can be a stand-alone scheduled office meeting or a telephone conversation
in which the buyer determines if he wishes to have Bev represent him in
his real estate transactions, or it can segue into the remainder of the
process. Through a guided conversation, the buyer's wishes and desires
are explored to define his needs relative to type of property, location,
area amenities, etc. For first-time buyers, the process from beginning
through closing is explained and discussed. Bev's philosophy is that you
should be informed so you can make an educated decision.
Determination
of Financing Options
Buyer's financial qualifications and preferences are discussed, usually
in the presence of a mortgage loan officer who can best provide the required
financing. It is in the buyer's best interest to make formal loan application
and receive loan approval (not only pre-qualification) prior to identifying
and making an offer on a property.
Selection
of Appropriate Properties
Bev's use of cutting edge technology permits timesaving in-office selection
of potential properties from the multiple list system and other sources.
Photographs, maps, fine details and legal information is reviewed to refine
the buyer's search and select only the most appropriate choices for physical
inspection.
Physical
Inspection of Selected Properties
Far more than just a tour! Bev's experienced guidance through a property
speeds the selection process and ensures thorough consideration of condition,
location, value, etc.
Assessing
Choices
The selection process is at once emotional and methodical and guidance
through that process by Bev as your objective advocate is of paramount
importance.
Preparation
of Offer To Purchase
Preparation begins with a comparative market analysis of the property
relative to the buyer's desires and the value of like properties in the
area. This is essential in defining the amount to be offered as well as
other terms and conditions of purchase. Guidance through considerations
aside from financial include contingencies for inspections of property
condition by a certified professional, radon, lead, or other environmental
certifications, sanitation and pest inspections, and others issues esoteric
to the property.
Presentation
and Negotiation of Offer
Bev's years of experience are invaluable in the professional preparation
of your offer and her knowledge and experience ensure all your considerations
are defined, and that all requirements of a real estate transaction are
met. Negotiation in the Buyer's best interest begins with presentation
of the offer to the seller or seller's representative and is continued
throughout discussions, counter-offers, etc., to completion of the contract
to purchase.
Administration
of the Contract
Arrangements for inspections - property, environmental, pest, etc.; coordination
between mortgage company, attorney or title company and other service
providers; guidance and recommendations for providers of utilities, home
insurance, etc.; and, pre-settlement inspection and preparation for the
settlement or closing process; and preparation, copying and distribution
of documents to appropriate parties.
Consultation
At Settlement
Bev is present at settlement and available to review the settlement sheet
(HUD-1) and answer questions or offer explanations.
Post
Settlement Services
“Please be sure to call on me any time with questions about your
new home, our community, schools, shopping, etc., or even just to chat.
In addition to being your Realtor, I am your neighbor and friend. 85%
of my business is from referrals and I would appreciate your keeping me
in mind for your family and friends!”
“I want to be your Realtor for life!”
Contact Bev toll free at 888-825-7926 or through e-mail at bevganley@bevsmdhomes.com
Copyright © 2000-2004 Bev Ganley. All Rights Reserved.
Updated 2/14/03